Finance

Fixed Deposit (FD) Calculator

Calculate the maturity value and interest earned on your Fixed Deposit investment.

Principal Amount (Rs/$)

Interest Rate (%/yr)

Tenure (months)

Compounding

Payout Type

Cumulative FD:
Maturity = P × (1 + r/n)^(n×t)
Non-Cumulative: Interest paid periodically at simple rate

Fixed Deposit Types

Cumulative FD: Interest is reinvested and compounded — you get a lump sum at maturity. Non-Cumulative FD: Interest is paid out periodically (monthly/quarterly) — useful for regular income.