Finance

LCR Calculator (Liquidity Coverage Ratio)

Calculate the Basel III liquidity ratio to measure a bank's short-term resilience.

High-Quality Liquid Assets ($B)

Cash + govt bonds + Level 1/2 assets

Net Cash Outflows (30-day) ($B)

Expected outflows minus inflows in stress

Basel III Formula:
LCR = HQLA / Total Net Cash Outflows (30 days) × 100
Minimum requirement: LCR ≥ 100%
Banks must survive 30-day liquidity stress

Basel III LCR

The LCR was introduced after the 2008 financial crisis to ensure banks hold enough liquid assets to cover net cash outflows during a 30-day severe stress scenario. The minimum is 100%.