Find out if you're on track for retirement and how much you need to save.
The 4% rule suggests withdrawing 4% of your portfolio in the first year of retirement, then adjusting for inflation. Historical data shows this approach has a high probability of lasting 30+ years. To generate $60,000/year, you need $1.5 million saved.
| Age | Fidelity Guideline | Example ($75k salary) |
|---|---|---|
| 30 | 1× salary saved | $75,000 |
| 40 | 3× salary | $225,000 |
| 50 | 6× salary | $450,000 |
| 60 | 8× salary | $600,000 |
| 67 | 10× salary | $750,000 |