Basis Point Calculator

Convert between basis points and percentages, calculate interest rate changes, and analyze financial spreads with precision

✓ BPS Conversion ✓ Rate Changes ✓ Spread Analysis

Basis Point Calculator

Convert Between Basis Points and Percentage

1 basis point = 0.01%

Decimal percentage value

Interest Rate Change Calculator

Spread Calculator

e.g., Corporate bond yield

e.g., Treasury bond yield

Investment Impact Calculator

Basis Point Formulas

1 Basis Point = 0.01%
BPS = Percentage × 100
Percentage = BPS ÷ 100
Spread = Rate A - Rate B

Quick Examples

Fed Rate Change
25 BPS increase (0.25%)
Credit Spread
175 BPS over Treasury
Mortgage Rate
50 BPS reduction

Common BPS Values

25 BPS: 0.25%
50 BPS: 0.50%
75 BPS: 0.75%
100 BPS: 1.00%
200 BPS: 2.00%
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Understanding Basis Points

A basis point (BPS) is a unit of measure used in finance to describe the percentage change in the value or rate of a financial instrument. One basis point is equal to 0.01%.

  • Precision: Allows precise measurement of small rate changes
  • Standard Unit: Universally used in financial markets
  • Easy Comparison: Simplifies comparison of different rates
  • Risk Management: Essential for measuring interest rate risk

Common Uses of Basis Points

Interest Rates

Central bank rate changes are typically measured in basis points.

Bond Yields

Credit spreads and yield differences are expressed in basis points.

Investment Fees

Management fees and expense ratios are often quoted in basis points.