Margin Interest Calculator

Calculate margin interest costs for leveraged trading. Analyze borrowing costs, interest rates, and margin requirements for informed trading decisions.

✓ Interest Cost Analysis ✓ Margin Requirements ✓ Trading Scenarios

Margin Interest Calculator

Trading Position Details

Total value of securities purchased

Your own money invested

Annual margin interest rate

Number of days holding position

Margin Requirements

Minimum initial margin percentage

Minimum maintenance margin percentage

Price Movement Analysis

Current price per share

Expected price change (positive or negative)

Margin Interest Formula

Calculate borrowing costs

Interest Formula:

Interest = Borrowed Amount × Rate × (Days ÷ 365)
Where: Borrowed Amount = Position Value - Cash Investment

Trading Scenarios

Conservative Margin
50% margin, short-term hold
Aggressive Leverage
Maximum leverage, higher risk
Long-term Position
Extended holding period

Margin Trading Risks

Margin Call: Additional funds required
Amplified Losses: Leverage magnifies losses
Interest Costs: Daily borrowing charges
Forced Liquidation: Automatic selling

Margin Benefits

📈 Leverage: Amplify potential returns
💰 Capital Efficiency: Use less cash
🔄 Flexibility: More trading opportunities
âš¡ Speed: Quick position changes
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Understanding Margin Trading

Margin trading allows you to borrow money from your broker to purchase securities. While this can amplify returns, it also increases risk and involves interest costs on borrowed funds.

  • Leverage: Control larger positions with less capital
  • Interest Costs: Daily charges on borrowed amounts
  • Margin Requirements: Minimum equity percentages
  • Risk Management: Monitor positions closely

Margin Trading Strategies

Short-term Trading

Use margin for quick trades to minimize interest costs.

Portfolio Diversification

Leverage to maintain diversified positions with limited capital.

Hedging Strategies

Use margin to implement hedging positions.

Risk Management

Set stop-losses and monitor margin levels closely.