Holding Period Return Calculator

Calculate holding period returns and analyze investment performance. Compare different time periods, include dividends, and get annualized return metrics.

✓ Total Returns ✓ Annualized Returns ✓ Performance Analysis

Holding Period Return Calculator

Investment Details

Purchase price or initial value

Current or sale price

Total dividends or income received

Additional capital invested during period

Time Period

Investment start date

Investment end date

Analysis Options

Annual benchmark return for comparison

Capital gains tax rate

Annual inflation rate

Type of investment

HPR Formula

Calculate total and annualized holding period returns

Holding Period Return:

HPR = (Ending Value + Income - Beginning Value) / Beginning Value
Annualized: (1 + HPR)^(1/years) - 1

Investment Scenarios

Stock Investment
$10K stock with dividends over 2 years
Bond Investment
$5K bond with interest payments
Real Estate
Property investment with rental income

Return Metrics

Total Return: Overall gain/loss including income
Capital Gain: Price appreciation only
Income Return: Dividends, interest, rent
Annualized Return: Compound annual growth rate
Real Return: Inflation-adjusted return

Key Metrics

✓ HPR: Holding Period Return
✓ CAGR: Compound Annual Growth Rate
✓ Alpha: Excess return vs benchmark
✓ After-tax Return: Net of taxes
✓ Risk-adjusted: Return per unit of risk
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Understanding Holding Period Return

Holding Period Return (HPR) measures the total return earned on an investment during the time it was held, including both capital gains and income received.

  • Total Return: Combines price appreciation and income
  • Time-weighted: Accounts for the actual holding period
  • Annualized: Standardizes returns for comparison
  • Real vs Nominal: Consider inflation impact

Applications

Performance Evaluation

Assess how well investments performed over specific periods.

Investment Comparison

Compare returns across different assets and time periods.

Portfolio Analysis

Evaluate individual holdings within a portfolio.

Tax Planning

Calculate after-tax returns for tax-efficient investing.