Capital Gains Yield Calculator

Calculate capital gains yield, analyze price appreciation, and determine after-tax returns for your investments

âœ“ Gains Analysis âœ“ Tax Calculations âœ“ Total Returns

Calculate Capital Gains Yield

Investment Details

Initial Price ($)

Purchase price per share/unit

Current Price ($)

Current market price

Number of Shares/Units

Quantity owned

Holding Period (Months)

Time held (for tax purposes)

Dividend & Tax Information

Dividends Received ($)

Total dividends during holding period

Capital Gains Tax Rate (%)

Long-term: 0%, 15%, 20% | Short-term: ordinary income

Transaction Costs ($)

Brokerage fees, commissions

Investment Type

Capital Gains Formula

Capital Gains Yield = (P1 - P0) / P0

Where:

P1 = Current Price

P0 = Initial Price

Total Return = Capital Gains + Dividends

Quick Examples

Stock Investment

$100 â†’ $125, 100 shares

ETF with Dividends

$50 â†’ $60, with dividends

Real Estate

$200k â†’ $250k property

Capital Gains Tax Rates

Long-term (>1 year):

0%, 15%, or 20% based on income

Short-term (â‰¤1 year):

Taxed as ordinary income

2024 Long-term Rates:

0%: Up to $47,025 (single)

15%: $47,026 - $518,900

20%: Over $518,900

Understanding Capital Gains Yield

Capital gains yield measures the price appreciation of an investment as a percentage of its original purchase price, excluding dividends or other distributions.

Price Appreciation: Focuses solely on price changes
Excludes Income: Doesn't include dividends or interest
Tax Implications: Subject to capital gains tax when realized
Timing Matters: Holding period affects tax treatment

Maximizing After-Tax Returns

Hold for Long-Term

Hold investments over 1 year for preferential tax treatment.

Tax-Loss Harvesting

Offset gains with losses to reduce tax liability.

Tax-Advantaged Accounts

Use IRAs and 401(k)s to defer or eliminate capital gains taxes.