Investment Calculator

Calculate investment returns, analyze compound growth, and plan your financial future with comprehensive projections and detailed analysis.

✓ Compound Growth ✓ Regular Contributions ✓ Tax Analysis

Investment Calculator

Initial Investment

Starting investment amount

How long to invest

Returns & Contributions

Expected yearly return rate

How often returns compound

Monthly additional investment

How often you contribute

Advanced Options

Expected annual inflation

Capital gains tax rate

Management fees and expenses

Annual increase in contributions

Investment Formulas

Calculate compound growth and returns

Compound Interest:

FV = PV × (1 + r/n)^(nt)
Where: FV = Future Value, PV = Present Value, r = Rate, n = Frequency, t = Time

Investment Scenarios

Conservative Portfolio
$10K initial, $500/month, 5% return
Balanced Portfolio
$25K initial, $1K/month, 7% return
Aggressive Growth
$50K initial, $2K/month, 10% return

Investment Tips

Start Early: Time is your greatest asset
Diversify: Don't put all eggs in one basket
Regular Contributions: Dollar-cost averaging
Stay Consistent: Avoid emotional decisions
Review Regularly: Adjust as needed

Risk Levels

🟢 Conservative (3-5%): Bonds, CDs
🟡 Moderate (5-8%): Balanced funds
🟠 Aggressive (8-12%): Growth stocks
🔴 Speculative (12%+): High-risk investments
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Investment Fundamentals

Successful investing requires understanding compound growth, risk tolerance, and time horizons. This calculator helps you model different scenarios and make informed decisions.

  • Compound Interest: Earnings generate their own earnings
  • Dollar-Cost Averaging: Regular investments reduce timing risk
  • Diversification: Spread risk across different assets
  • Time Horizon: Longer periods allow for more growth

Key Considerations

Risk vs Return

Higher potential returns typically come with higher risk.

Inflation Impact

Consider inflation to understand real purchasing power.

Tax Efficiency

Use tax-advantaged accounts when possible.

Regular Review

Periodically reassess and rebalance your portfolio.